Top Auto Insurance Service in Oneonta, NY

Oneonta, NY Auto Insurance – Customized Coverage, Fast Quotes & Hassle-Free Claims

Finding the right Oneonta, NY auto insurance shouldn’t be complicated. Storz Insurance has been protecting drivers since 2005, offering tailored policies to fit every budget and need. Whether you drive daily, own multiple vehicles, or need high-risk coverage, we have a plan for you. Our team of 35 licensed professionals ensures that you get fast quotes, clear policy details, and dedicated support. As a National Association of Insurance Commissioners (NAIC) member and certified by the Oneonta, NY Department of Insurance, we meet the highest industry standards.

Get a quick quote today and stay protected wherever you drive in Oneonta, NY!

Click Here To Call Us (802) 212-8012

Liability Insurance in Oneonta, NY

Oneonta, NY law requires all drivers to carry liability insurance. This covers damages and injuries if you're at fault in an accident. Storz Insurance offers flexible limits to meet state minimums or provide extra protection. Avoid out-of-pocket expenses and drive with peace of mind.

Click Here To Call Us (802) 212-8012

Comprehensive Car Insurance Plans Available

Protect Your Vehicle with Quality Insurance

Oneonta, NY Collision Insurance

Accidents happen, but collision coverage ensures your vehicle gets repaired or replaced, no matter who’s at fault. If you finance or lease your car, lenders often require this coverage. Choose Storz Insurance for fast claims processing and affordable deductibles.

Click Here To Call Us (802) 212-8012

Uninsured/Underinsured Motorist Insurance

Not everyone follows the law. If you get hit by an uninsured or underinsured driver, this coverage helps pay for your medical bills and vehicle repairs. In Oneonta, NY, where thousands drive without proper coverage, this is essential for financial security.

Click Here To Call Us (802) 212-8012

Expert Auto Insurance Solutions for Drivers

Competitive Rates for Auto Insurance Policies

Personal Injury Protection (PIP)

Medical bills can add up after an accident. PIP covers hospital expenses, lost wages, and rehab costs, no matter who’s at fault. Don’t let an injury put you in debt—get the coverage that supports you and your passengers.

Click Here To Call Us (802) 212-8012

Comprehensive Coverage

Protect your car from non-collision incidents like theft, vandalism, fire, and severe weather. Oneonta, NY’s unpredictable climate and urban risks make comprehensive coverage a smart choice for any driver.

Click Here To Call Us (802) 212-8012

Trusted Auto Insurance Company for Drivers

Coverage Comparison Table

Coverage Type What it Covers Required in Oneonta, NY

Liability Insurance Injuries and property damage to others Yes

Collision Insurance Damage to your car from accidents No

Uninsured Motorist Coverage Injuries & damage from uninsured drivers Yes

Personal Injury Protection (PIP) Medical bills & lost wages No

Comprehensive Insurance Theft, vandalism, weather damage No

Click Here To Call Us (802) 212-8012

What to Do After a Car Accident in Oneonta, NY

Ensure Safety – Move to a safe location and check for injuries. Call 911 if needed.
Exchange Information – Get the other driver’s insurance and contact details.
Take Photos – Document vehicle damage, road conditions, and license plates.
File a Police Report – Required for accidents causing injury or significant damage.
Contact Storz Insurance – Call us to start your claim. We’ll guide you through the process and get you back on the road quickly.

Click Here To Call Us (802) 212-8012

Get Covered Today – Call for a Fast, Free Quote!

Whether you need basic liability or full protection, Storz Insurance has a policy that fits your budget. With affordable rates, quick service, and local expertise, we make getting Oneonta, NY auto insurance simple.

Click Here To Call Us (802) 212-8012

Frequently Asked Questions in Oneonta, NY

How fast can I get coverage?

Storz Auto Insurance offers same-day coverage for most policies. Start driving protected today

Do you offer student discounts?

Yes! Students can enjoy significant savings with proof of enrollment and good grades.

How do I file a claim?

File claims 24/7 through our online portal or by calling our support team. Our process ensures fast resolution and easy communication.

How much auto insurance do I need in Oneonta, NY?

Oneonta, NY requires liability insurance with minimum limits of $25,000 per person, $50,000 per accident for bodily injury, and $20,000 for property damage. Additional coverage is recommended for full protection.

Can I bundle my auto insurance with other policies?

Absolutely! Ask about our multi-policy discounts for extra savings.

Click Here To Call Us (802) 212-8012

Customer Reviews

Storz Insurance made everything easy! I got a quote in minutes and saved $400 a year on my car insurance.

– Jake P.

I had an accident last year, and Storz handled my claim fast. No stress, no delays!

– Maria L.

The best Oneonta, NY auto insurance company! Great rates, excellent support, and no hidden fees.

– Kevin S.

Oneonta, NY Insights: Population,
Zip Codes, Influence, and Service Areas

Oneonta (/ˌoʊniˈɒntə/ OH-nee-ON-tə) is a city in southern Otsego County, New York, United States. It is one of the northernmost cities of Appalachia. Oneonta is home to the State University of New York at Oneonta and Hartwick College. SUNY Oneonta began as a normal school and a teacher's college in 1889, and Hartwick College moved into the city in 1928. The approximately 5,800 students from SUNY Oneonta and the approximately 1,500 students at Hartwick make up a significant percentage of the population of Oneonta. According to the 2020 U.S. Census, Oneonta had a population of 13,079. Its nickname is "City of the Hills." While the word "oneonta" is of undetermined origin, it is popularly believed to mean "place of open rocks" in the Mohawk language. This refers to a prominent geological formation known as "Table Rock" at the western end of the city.

Zip Codes in Oneonta, NY that we also serve: 13820