Top Auto Insurance Service in Buffalo, NY

Buffalo, NY Auto Insurance – Customized Coverage, Fast Quotes & Hassle-Free Claims

Finding the right Buffalo, NY auto insurance shouldn’t be complicated. Storz Insurance has been protecting drivers since 2005, offering tailored policies to fit every budget and need. Whether you drive daily, own multiple vehicles, or need high-risk coverage, we have a plan for you. Our team of 35 licensed professionals ensures that you get fast quotes, clear policy details, and dedicated support. As a National Association of Insurance Commissioners (NAIC) member and certified by the Buffalo, NY Department of Insurance, we meet the highest industry standards.

Get a quick quote today and stay protected wherever you drive in Buffalo, NY!

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Liability Insurance in Buffalo, NY

Buffalo, NY law requires all drivers to carry liability insurance. This covers damages and injuries if you're at fault in an accident. Storz Insurance offers flexible limits to meet state minimums or provide extra protection. Avoid out-of-pocket expenses and drive with peace of mind.

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Quick and Easy Auto Insurance Quotes Online

Buffalo, NY Collision Insurance

Accidents happen, but collision coverage ensures your vehicle gets repaired or replaced, no matter who’s at fault. If you finance or lease your car, lenders often require this coverage. Choose Storz Insurance for fast claims processing and affordable deductibles.

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Uninsured/Underinsured Motorist Insurance

Not everyone follows the law. If you get hit by an uninsured or underinsured driver, this coverage helps pay for your medical bills and vehicle repairs. In Buffalo, NY, where thousands drive without proper coverage, this is essential for financial security.

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Reliable Auto Insurance Coverage Provider

Secure Your Ride with Trusted Auto Insurance

Personal Injury Protection (PIP)

Medical bills can add up after an accident. PIP covers hospital expenses, lost wages, and rehab costs, no matter who’s at fault. Don’t let an injury put you in debt—get the coverage that supports you and your passengers.

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Comprehensive Coverage

Protect your car from non-collision incidents like theft, vandalism, fire, and severe weather. Buffalo, NY’s unpredictable climate and urban risks make comprehensive coverage a smart choice for any driver.

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Trusted Auto Insurance Company for Drivers

Coverage Comparison Table

Coverage Type What it Covers Required in Buffalo, NY

Liability Insurance Injuries and property damage to others Yes

Collision Insurance Damage to your car from accidents No

Uninsured Motorist Coverage Injuries & damage from uninsured drivers Yes

Personal Injury Protection (PIP) Medical bills & lost wages No

Comprehensive Insurance Theft, vandalism, weather damage No

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What to Do After a Car Accident in Buffalo, NY

Ensure Safety – Move to a safe location and check for injuries. Call 911 if needed.
Exchange Information – Get the other driver’s insurance and contact details.
Take Photos – Document vehicle damage, road conditions, and license plates.
File a Police Report – Required for accidents causing injury or significant damage.
Contact Storz Insurance – Call us to start your claim. We’ll guide you through the process and get you back on the road quickly.

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Expert Auto Insurance Solutions for Drivers

Get Covered Today – Call for a Fast, Free Quote!

Whether you need basic liability or full protection, Storz Insurance has a policy that fits your budget. With affordable rates, quick service, and local expertise, we make getting Buffalo, NY auto insurance simple.

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Frequently Asked Questions in Buffalo, NY

How fast can I get coverage?

Storz Auto Insurance offers same-day coverage for most policies. Start driving protected today

Do you offer student discounts?

Yes! Students can enjoy significant savings with proof of enrollment and good grades.

How do I file a claim?

File claims 24/7 through our online portal or by calling our support team. Our process ensures fast resolution and easy communication.

How much auto insurance do I need in Buffalo, NY?

Buffalo, NY requires liability insurance with minimum limits of $25,000 per person, $50,000 per accident for bodily injury, and $20,000 for property damage. Additional coverage is recommended for full protection.

Can I bundle my auto insurance with other policies?

Absolutely! Ask about our multi-policy discounts for extra savings.

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Customer Reviews

Storz Insurance made everything easy! I got a quote in minutes and saved $400 a year on my car insurance.

– Jake P.

I had an accident last year, and Storz handled my claim fast. No stress, no delays!

– Maria L.

The best Buffalo, NY auto insurance company! Great rates, excellent support, and no hidden fees.

– Kevin S.

Buffalo, NY Insights: Population,
Zip Codes, Influence, and Service Areas

Buffalo is the second-most populated city in the U.S. state of New York and the seat of Erie County. It lies in Western New York, at the eastern end of Lake Erie, at the head of the Niagara River, on the United States border with Canada. With a population of 278,349 according to the 2020 census, Buffalo is the 78th-largest city in the United States. Buffalo and the city of Niagara Falls together make up the two-county Buffalo–Niagara Falls Metropolitan Statistical Area (MSA), which had an estimated population of 1.1 million in 2020, making it the 49th largest MSA in the United States.

Zip Codes in Buffalo, NY that we also serve: 14208 14209 14202 14203 14201 14206 14207 14204 14220 14222 14211 14210 14213 14212 14215 14214 14216 14205 14233 14240 14263 14264 14267 14269 14270 14272 14273 14276 14280