Top Auto Insurance Service in Charlotte, NC

Charlotte, NC Auto Insurance – Customized Coverage, Fast Quotes & Hassle-Free Claims

Finding the right Charlotte, NC auto insurance shouldn’t be complicated. Storz Insurance has been protecting drivers since 2005, offering tailored policies to fit every budget and need. Whether you drive daily, own multiple vehicles, or need high-risk coverage, we have a plan for you. Our team of 35 licensed professionals ensures that you get fast quotes, clear policy details, and dedicated support. As a National Association of Insurance Commissioners (NAIC) member and certified by the Charlotte, NC Department of Insurance, we meet the highest industry standards.

Get a quick quote today and stay protected wherever you drive in Charlotte, NC!

Click Here To Call Us (802) 212-8012

Liability Insurance in Charlotte, NC

Charlotte, NC law requires all drivers to carry liability insurance. This covers damages and injuries if you're at fault in an accident. Storz Insurance offers flexible limits to meet state minimums or provide extra protection. Avoid out-of-pocket expenses and drive with peace of mind.

Click Here To Call Us (802) 212-8012

Expert Auto Insurance Solutions for Drivers

Reliable Auto Insurance Coverage Provider

Charlotte, NC Collision Insurance

Accidents happen, but collision coverage ensures your vehicle gets repaired or replaced, no matter who’s at fault. If you finance or lease your car, lenders often require this coverage. Choose Storz Insurance for fast claims processing and affordable deductibles.

Click Here To Call Us (802) 212-8012

Uninsured/Underinsured Motorist Insurance

Not everyone follows the law. If you get hit by an uninsured or underinsured driver, this coverage helps pay for your medical bills and vehicle repairs. In Charlotte, NC, where thousands drive without proper coverage, this is essential for financial security.

Click Here To Call Us (802) 212-8012

Get the Best Auto Insurance Coverage Today

Comprehensive Car Insurance Plans Available

Personal Injury Protection (PIP)

Medical bills can add up after an accident. PIP covers hospital expenses, lost wages, and rehab costs, no matter who’s at fault. Don’t let an injury put you in debt—get the coverage that supports you and your passengers.

Click Here To Call Us (802) 212-8012

Comprehensive Coverage

Protect your car from non-collision incidents like theft, vandalism, fire, and severe weather. Charlotte, NC’s unpredictable climate and urban risks make comprehensive coverage a smart choice for any driver.

Click Here To Call Us (802) 212-8012

Coverage Comparison Table

Coverage Type What it Covers Required in Charlotte, NC

Liability Insurance Injuries and property damage to others Yes

Collision Insurance Damage to your car from accidents No

Uninsured Motorist Coverage Injuries & damage from uninsured drivers Yes

Personal Injury Protection (PIP) Medical bills & lost wages No

Comprehensive Insurance Theft, vandalism, weather damage No

Click Here To Call Us (802) 212-8012

What to Do After a Car Accident in Charlotte, NC

Ensure Safety – Move to a safe location and check for injuries. Call 911 if needed.
Exchange Information – Get the other driver’s insurance and contact details.
Take Photos – Document vehicle damage, road conditions, and license plates.
File a Police Report – Required for accidents causing injury or significant damage.
Contact Storz Insurance – Call us to start your claim. We’ll guide you through the process and get you back on the road quickly.

Click Here To Call Us (802) 212-8012

Affordable Auto Insurance Services Near You

Get Covered Today – Call for a Fast, Free Quote!

Whether you need basic liability or full protection, Storz Insurance has a policy that fits your budget. With affordable rates, quick service, and local expertise, we make getting Charlotte, NC auto insurance simple.

Click Here To Call Us (802) 212-8012

Frequently Asked Questions in Charlotte, NC

How fast can I get coverage?

Storz Auto Insurance offers same-day coverage for most policies. Start driving protected today

Do you offer student discounts?

Yes! Students can enjoy significant savings with proof of enrollment and good grades.

How do I file a claim?

File claims 24/7 through our online portal or by calling our support team. Our process ensures fast resolution and easy communication.

How much auto insurance do I need in Charlotte, NC?

Charlotte, NC requires liability insurance with minimum limits of $25,000 per person, $50,000 per accident for bodily injury, and $20,000 for property damage. Additional coverage is recommended for full protection.

Can I bundle my auto insurance with other policies?

Absolutely! Ask about our multi-policy discounts for extra savings.

Click Here To Call Us (802) 212-8012

Customer Reviews

Storz Insurance made everything easy! I got a quote in minutes and saved $400 a year on my car insurance.

– Jake P.

I had an accident last year, and Storz handled my claim fast. No stress, no delays!

– Maria L.

The best Charlotte, NC auto insurance company! Great rates, excellent support, and no hidden fees.

– Kevin S.

Charlotte, NC Insights: Population,
Zip Codes, Influence, and Service Areas

Charlotte (/ˈʃɑːrlət/ SHAHR-luht) is the most populous city in the U.S. state of North Carolina. Located in the Piedmont region, it is the county seat of Mecklenburg County. The population was 874,579 at the 2020 census, making Charlotte the 15th-most populous city in the U.S., the seventh-most populous city in the South, and the second-most populous city in the Southeast behind Jacksonville, Florida. The city is the cultural, economic, and transportation center of the Charlotte metropolitan area, whose 2020 population of 2,660,329 ranked 22nd in the U.S. Metrolina is part of a sixteen-county market region or combined statistical area with a 2020 census-estimated population of 2,846,550.

Zip Codes in Charlotte, NC that we also serve: 28269 28262 28105 28280 28282 28209 28208 28205 28204 28207 28206 28203 28202 28223 28227 28226 28278 28270 28273 28274 28277 28134 28216 28217 28214 28215 28212 28213 28210 28211 28244 28126 28130 28201 28218 28219 28220 28221 28222 28224 28228 28229 28230 28231 28232 28233 28234 28235 28237 28241 28242 28243 28246 28247 28253 28254 28255 28256 28258 28260 28263 28265 28266 28271 28272 28275 28281 28284 28285 28287 28288 28289 28290 28296 28297 28299