Trusted Auto Insurance in Cottage Grove, MN

Cottage Grove, MN Auto Insurance – Customized Coverage, Fast Quotes & Hassle-Free Claims

Finding the right Cottage Grove, MN auto insurance shouldn’t be complicated. Storz Insurance has been protecting drivers since 2005, offering tailored policies to fit every budget and need. Whether you drive daily, own multiple vehicles, or need high-risk coverage, we have a plan for you. Our team of 35 licensed professionals ensures that you get fast quotes, clear policy details, and dedicated support. As a National Association of Insurance Commissioners (NAIC) member and certified by the Cottage Grove, MN Department of Insurance, we meet the highest industry standards.

Get a quick quote today and stay protected wherever you drive in Cottage Grove, MN!

Click Here To Call Us (802) 212-8012

Liability Insurance in Cottage Grove, MN

Cottage Grove, MN law requires all drivers to carry liability insurance. This covers damages and injuries if you're at fault in an accident. Storz Insurance offers flexible limits to meet state minimums or provide extra protection. Avoid out-of-pocket expenses and drive with peace of mind.

Click Here To Call Us (802) 212-8012

Reliable Auto Insurance Coverage Provider

Protect Your Vehicle with Quality Insurance

Cottage Grove, MN Collision Insurance

Accidents happen, but collision coverage ensures your vehicle gets repaired or replaced, no matter who’s at fault. If you finance or lease your car, lenders often require this coverage. Choose Storz Insurance for fast claims processing and affordable deductibles.

Click Here To Call Us (802) 212-8012

Uninsured/Underinsured Motorist Insurance

Not everyone follows the law. If you get hit by an uninsured or underinsured driver, this coverage helps pay for your medical bills and vehicle repairs. In Cottage Grove, MN, where thousands drive without proper coverage, this is essential for financial security.

Click Here To Call Us (802) 212-8012

Quick and Easy Auto Insurance Quotes Online

Personal Injury Protection (PIP)

Medical bills can add up after an accident. PIP covers hospital expenses, lost wages, and rehab costs, no matter who’s at fault. Don’t let an injury put you in debt—get the coverage that supports you and your passengers.

Click Here To Call Us (802) 212-8012

Comprehensive Coverage

Protect your car from non-collision incidents like theft, vandalism, fire, and severe weather. Cottage Grove, MN’s unpredictable climate and urban risks make comprehensive coverage a smart choice for any driver.

Click Here To Call Us (802) 212-8012

Affordable Auto Insurance Services Near You

Coverage Comparison Table

Coverage Type What it Covers Required in Cottage Grove, MN

Liability Insurance Injuries and property damage to others Yes

Collision Insurance Damage to your car from accidents No

Uninsured Motorist Coverage Injuries & damage from uninsured drivers Yes

Personal Injury Protection (PIP) Medical bills & lost wages No

Comprehensive Insurance Theft, vandalism, weather damage No

Click Here To Call Us (802) 212-8012

What to Do After a Car Accident in Cottage Grove, MN

Ensure Safety – Move to a safe location and check for injuries. Call 911 if needed.
Exchange Information – Get the other driver’s insurance and contact details.
Take Photos – Document vehicle damage, road conditions, and license plates.
File a Police Report – Required for accidents causing injury or significant damage.
Contact Storz Insurance – Call us to start your claim. We’ll guide you through the process and get you back on the road quickly.

Click Here To Call Us (802) 212-8012

Secure Your Ride with Trusted Auto Insurance

Get Covered Today – Call for a Fast, Free Quote!

Whether you need basic liability or full protection, Storz Insurance has a policy that fits your budget. With affordable rates, quick service, and local expertise, we make getting Cottage Grove, MN auto insurance simple.

Click Here To Call Us (802) 212-8012

Frequently Asked Questions in Cottage Grove, MN

How fast can I get coverage?

Storz Auto Insurance offers same-day coverage for most policies. Start driving protected today

Do you offer student discounts?

Yes! Students can enjoy significant savings with proof of enrollment and good grades.

How do I file a claim?

File claims 24/7 through our online portal or by calling our support team. Our process ensures fast resolution and easy communication.

How much auto insurance do I need in Cottage Grove, MN?

Cottage Grove, MN requires liability insurance with minimum limits of $25,000 per person, $50,000 per accident for bodily injury, and $20,000 for property damage. Additional coverage is recommended for full protection.

Can I bundle my auto insurance with other policies?

Absolutely! Ask about our multi-policy discounts for extra savings.

Click Here To Call Us (802) 212-8012

Customer Reviews

Storz Insurance made everything easy! I got a quote in minutes and saved $400 a year on my car insurance.

– Jake P.

I had an accident last year, and Storz handled my claim fast. No stress, no delays!

– Maria L.

The best Cottage Grove, MN auto insurance company! Great rates, excellent support, and no hidden fees.

– Kevin S.

Cottage Grove, MN Insights: Population,
Zip Codes, Influence, and Service Areas

Cottage Grove is a city 10 miles (16 km) south of Saint Paul in Washington County in the State of Minnesota. It lies on the north bank of the Mississippi River, north of the confluence with the St. Croix River. Cottage Grove and nearby suburbs form the southeast portion of Minneapolis-Saint Paul, the 16th-largest metropolitan area in the United States, with about 3.69 million residents. Its population was 38,839 at the 2020 census.

Zip Codes in Cottage Grove, MN that we also serve: 55016