Liability Insurance in Elk Rapids, MI

Elk Rapids, MI law requires all drivers to carry liability insurance. This covers damages and injuries if you're at fault in an accident. Storz Insurance offers flexible limits to meet state minimums or provide extra protection. Avoid out-of-pocket expenses and drive with peace of mind.

Elk Rapids, MI Collision Insurance

Accidents happen, but collision coverage ensures your vehicle gets repaired or replaced, no matter who’s at fault. If you finance or lease your car, lenders often require this coverage. Choose Storz Insurance for fast claims processing and affordable deductibles.

Uninsured/Underinsured Motorist Insurance

Not everyone follows the law. If you get hit by an uninsured or underinsured driver, this coverage helps pay for your medical bills and vehicle repairs. In Elk Rapids, MI, where thousands drive without proper coverage, this is essential for financial security.

Personal Injury Protection (PIP)

Medical bills can add up after an accident. PIP covers hospital expenses, lost wages, and rehab costs, no matter who’s at fault. Don’t let an injury put you in debt—get the coverage that supports you and your passengers.

Comprehensive Coverage

Protect your car from non-collision incidents like theft, vandalism, fire, and severe weather. Elk Rapids, MI’s unpredictable climate and urban risks make comprehensive coverage a smart choice for any driver.

What to Do After a Car Accident in Elk Rapids, MI

• Ensure Safety – Move to a safe location and check for injuries. Call 911 if needed.
• Exchange Information – Get the other driver’s insurance and contact details.
• Take Photos – Document vehicle damage, road conditions, and license plates.
• File a Police Report – Required for accidents causing injury or significant damage.
• Contact Storz Insurance – Call us to start your claim. We’ll guide you through the process and get you back on the road quickly.