Trusted Auto Insurance in Fernandina Beach, FL

Fernandina Beach, FL Auto Insurance – Customized Coverage, Fast Quotes & Hassle-Free Claims

Finding the right Fernandina Beach, FL auto insurance shouldn’t be complicated. Storz Insurance has been protecting drivers since 2005, offering tailored policies to fit every budget and need. Whether you drive daily, own multiple vehicles, or need high-risk coverage, we have a plan for you. Our team of 35 licensed professionals ensures that you get fast quotes, clear policy details, and dedicated support. As a National Association of Insurance Commissioners (NAIC) member and certified by the Fernandina Beach, FL Department of Insurance, we meet the highest industry standards.

Get a quick quote today and stay protected wherever you drive in Fernandina Beach, FL!

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Liability Insurance in Fernandina Beach, FL

Fernandina Beach, FL law requires all drivers to carry liability insurance. This covers damages and injuries if you're at fault in an accident. Storz Insurance offers flexible limits to meet state minimums or provide extra protection. Avoid out-of-pocket expenses and drive with peace of mind.

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Protect Your Vehicle with Quality Insurance

Fernandina Beach, FL Collision Insurance

Accidents happen, but collision coverage ensures your vehicle gets repaired or replaced, no matter who’s at fault. If you finance or lease your car, lenders often require this coverage. Choose Storz Insurance for fast claims processing and affordable deductibles.

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Uninsured/Underinsured Motorist Insurance

Not everyone follows the law. If you get hit by an uninsured or underinsured driver, this coverage helps pay for your medical bills and vehicle repairs. In Fernandina Beach, FL, where thousands drive without proper coverage, this is essential for financial security.

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Professional Auto Insurance Services for You

Comprehensive Car Insurance Plans Available

Personal Injury Protection (PIP)

Medical bills can add up after an accident. PIP covers hospital expenses, lost wages, and rehab costs, no matter who’s at fault. Don’t let an injury put you in debt—get the coverage that supports you and your passengers.

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Comprehensive Coverage

Protect your car from non-collision incidents like theft, vandalism, fire, and severe weather. Fernandina Beach, FL’s unpredictable climate and urban risks make comprehensive coverage a smart choice for any driver.

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Competitive Rates for Auto Insurance Policies

Coverage Comparison Table

Coverage Type What it Covers Required in Fernandina Beach, FL

Liability Insurance Injuries and property damage to others Yes

Collision Insurance Damage to your car from accidents No

Uninsured Motorist Coverage Injuries & damage from uninsured drivers Yes

Personal Injury Protection (PIP) Medical bills & lost wages No

Comprehensive Insurance Theft, vandalism, weather damage No

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What to Do After a Car Accident in Fernandina Beach, FL

Ensure Safety – Move to a safe location and check for injuries. Call 911 if needed.
Exchange Information – Get the other driver’s insurance and contact details.
Take Photos – Document vehicle damage, road conditions, and license plates.
File a Police Report – Required for accidents causing injury or significant damage.
Contact Storz Insurance – Call us to start your claim. We’ll guide you through the process and get you back on the road quickly.

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Secure Your Ride with Trusted Auto Insurance

Get Covered Today – Call for a Fast, Free Quote!

Whether you need basic liability or full protection, Storz Insurance has a policy that fits your budget. With affordable rates, quick service, and local expertise, we make getting Fernandina Beach, FL auto insurance simple.

Click Here To Call Us (802) 212-8012

Frequently Asked Questions in Fernandina Beach, FL

How fast can I get coverage?

Storz Auto Insurance offers same-day coverage for most policies. Start driving protected today

Do you offer student discounts?

Yes! Students can enjoy significant savings with proof of enrollment and good grades.

How do I file a claim?

File claims 24/7 through our online portal or by calling our support team. Our process ensures fast resolution and easy communication.

How much auto insurance do I need in Fernandina Beach, FL?

Fernandina Beach, FL requires liability insurance with minimum limits of $25,000 per person, $50,000 per accident for bodily injury, and $20,000 for property damage. Additional coverage is recommended for full protection.

Can I bundle my auto insurance with other policies?

Absolutely! Ask about our multi-policy discounts for extra savings.

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Customer Reviews

Storz Insurance made everything easy! I got a quote in minutes and saved $400 a year on my car insurance.

– Jake P.

I had an accident last year, and Storz handled my claim fast. No stress, no delays!

– Maria L.

The best Fernandina Beach, FL auto insurance company! Great rates, excellent support, and no hidden fees.

– Kevin S.

Fernandina Beach, FL Insights: Population,
Zip Codes, Influence, and Service Areas

Fernandina Beach is a city in northeastern Florida and the county seat of Nassau County, Florida, United States. It is the northernmost city on Florida's Atlantic coast, situated on Amelia Island, and is one of the principal municipalities comprising Greater Jacksonville. The area was first inhabited by the Timucuan Indian people. Known as the "Isle of 8 Flags", Amelia Island has had the flags of the following nations flown over it: France, Spain, Great Britain, Spain (again), the Republic of East Florida (1812), the Republic of the Floridas (1817), Mexico, the Confederate States of America, and the United States.

Zip Codes in Fernandina Beach, FL that we also serve: 32034 32035